Holden Beach North Carolina real estate listings, home buying, selling and relocation information

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Local Info: Holden Beach North Carolina home buying, real estate listings, and homes for sale in Brunswick County, NC

Welcome > Local Info > Welcome ...

Let me introduce you to Holden Beach...

A south facing beach that allows wonderful opportunites to enjoy each sunrise and sunset over the Atlantic Ocean and the Atlantic Intracoastal Waterway. Unusual is the south facing beach...special.

We are a sleepy beach town with a summer population of approximately 15,000 residents and vacationers. It is a family beach with vacation families coming back to "their" cottage year in and year out.

The island offers beach cottages from small, cozy 2 bedroom to upscale 12 bedroom beach mansions...with swimming pools, elevators and all the amenities one could imagine.

There are underground utilies throughout the island; no power poles to obstruct your view...a sidewalk is a wonderful enhancement that runs the length of island except into the gated communites at each end.

Just 50 minutes to Myrtle Beach, SC and 50 minutes to the waterfront in Wilmington, NC; makes us a nice fit where it is not busy with the city hustle but obtainable in minutes.

There is little commercializaton on the island; a few restuarants and small businesses...

The beach itself is lovely with clean white sand...and so it is Holden Beach North Carolina...a place many have come to call home whether for a week or a lifetime.

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Connie Jo Boyte, REALTORŽ, real estate agent and broker for Holden Beach North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Connie Jo Boyte
Coastal Development and Realty
131 Ocean Blvd. West
Holden Beach, NC. 28462
1-800-262-7820
910-842-4939
Fax: 910-842-9240
Email: connieboyte@NUMBER1EXPERT.com
From 1986 to the present I have worked on the island of Holden Beach, NC in the real estate market. I have a lot of enthusiasm for my business and have made some wonderful friends over the years. Second home investment is my speciality. Over the years many of my clients have bought, sold and bought on the island, again, enjoying the thrill of making money on their investment and at the same time having "their place at the beach". Won't you let me help you?

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NUMBER1EXPERT™ in real estate for Holden Beach, North Carolina

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